Negotiated 2025-11-25. The bar is 2025-06-18 or newer.
Pass
HTTPS
The endpoint URL is https.
Performance
Not measured
Fast (p50)
Median latency 58 ms over 1 samples in 7 days. The bar is 1000 ms. Need at least 5 samples.
Not measured
Consistent (p95)
95th percentile 58 ms over 1 samples in 7 days. The bar is 3000 ms. Need at least 20 samples.
Not measured
Reliable (uptime)
1 of 1 attempts returned a tool list in 30 days (100%). The bar is 99%. Need at least 30 samples.
Not measured
Stable tool list
Fewer than two successful probes in 30 days, so tool-list stability is not measured.
Access
Pass
Open access
tools/list succeeded with no credential, and the record declares none.
Not measured
Standard auth
Auth is not required, so the OAuth metadata check does not apply.
Not measured
Free tier cited
No publisher quote has been checked.
Tools
Pass
Tools described
Every tool description is at least 20 characters.
Pass
Valid input schemas
Every inputSchema is a JSON Schema object.
Pass
Parameters documented
57 of 57 parameters have a description (100%). The bar is 80%.
Pass
Safety hints
Every tool sets readOnlyHint or destructiveHint.
Publisher
Pass
Verified namespace
Listed in the Official MCP Registry.
Pass
Website matches publisher
The website host matches the reverse-domain namespace.
Pass
Source repo linked
A repository URL is on file.
Not measured
Repo owner matches
This namespace is not an io.github login, so the owner comparison does not apply.
Pass
Recently updated
Updated 2026-11-10T23:33:26.996464Z, within 180 days.
Not measured
Open-source licence
The GitHub licence lookup has not returned an OSI result yet.
Start using Increase MCP by usefulapi
Connect to this server
Choose your client, copy the configuration, then enable the server in your client’s MCP settings.
Run this command in your terminal, then restart Claude Code.
Claude Code
claude mcp add --transport http increase-mcp-by-usefulapi https://increase.usefulapi.io/mcp
Capabilities
Tools 18
increase_create_external_account
Registers an external (counterparty) bank account in Increase for future transfers. This creates a record only — it MOVES NO MONEY. Increase API: POST /external_accounts.
Discovered increase_get_account
Retrieve a single bank account by id. Increase API: GET /accounts/{account_id}.
Discovered increase_get_account_balance
Retrieve an account's current and available balance. Increase API: GET /accounts/{account_id}/balance. Optionally as of a point in time.
Discovered increase_get_ach_transfer
Retrieve a single ACH transfer by id. Increase API: GET /ach_transfers/{ach_transfer_id}.
Discovered increase_get_transaction
Retrieve a single transaction by id. Increase API: GET /transactions/{transaction_id}.
Discovered increase_list_account_numbers
List account numbers (deposit routing/account number pairs). Increase API: GET /account_numbers. Filter by account and status (sent as status.in).
Discovered increase_list_accounts
List bank accounts. Increase API: GET /accounts. Filter by entity and status (sent as status.in).
Discovered increase_list_ach_transfers
List ACH transfers (read-only observability; this server does NOT create transfers). Increase API: GET /ach_transfers. Filter by account and status (sent as status.in).
Discovered increase_list_cards
List cards. Increase API: GET /cards. Filter by account and status (sent as status.in). Read-only; no card actions are exposed.
Discovered increase_list_check_transfers
List check transfers (read-only observability; this server does NOT create transfers). Increase API: GET /check_transfers. Filter by account.
Discovered increase_list_declined_transactions
List declined transactions. Increase API: GET /declined_transactions. Filter by account.
Discovered increase_list_entities
List entities (the people/businesses — KYC records — that own accounts). Increase API: GET /entities. Filter by status (sent as status.in).
Discovered increase_list_external_accounts
List external (counterparty) bank accounts registered in Increase. Increase API: GET /external_accounts. Filter by status (sent as status.in).
Discovered increase_list_pending_transactions
List pending (not-yet-settled) transactions. Increase API: GET /pending_transactions. Filter by account and status (sent as status.in).
List Real-Time Payments (RTP) transfers (read-only observability; this server does NOT create transfers). Increase API: GET /real_time_payments_transfers. Filter by account.
Discovered increase_list_transactions
List settled transactions. Increase API: GET /transactions. Filter by account, category (sent as category.in), and created date range (created_at.after / created_at.before).
Discovered increase_list_wire_transfers
List wire transfers (read-only observability; this server does NOT create transfers). Increase API: GET /wire_transfers. Filter by account.
Discovered increase_lookup_routing_number
Look up a 9-digit ABA routing number to see which real-time services (ACH, Real-Time Payments, wire) that bank supports. Increase API: GET /routing_numbers.