nidhipati — proof of spend for AI agents

Find duplicates, price escalation, failed-but-billed calls, runaway loops, missing refunds, model overpay, unknown asset/network and budget breaches in a list of settled agent calls. Returns three separate amounts (money without a basis, estimate above the agent's own median, budget overrun) instead of one sum, because adding them together would overstate what can be recovered. Do NOT use as a statement of money actually returned.

Match invoices to stablecoin transfers by memo first, then exact amount and asset inside the invoice window. Names what is left over in both directions: invoices nobody paid, money nobody invoiced, invoices paid twice. A duplicate is counted once, never twice. Do NOT use as proof of who the payer was.

Turn an issuer's reserve lines into a NAV with explicit formulas and a sha256 evidence hash per line. Verdict is backed, underbacked, or incomplete - and the backing ratio is refused (null) when any line has no price, because a ratio over half a reserve is not a number. Do NOT treat the result as a statutory audit.

Weigh the sources a resolver says it read against the declared outcome. Verdicts: supported, disputed, single_source, insufficient. A conflict is reported as a conflict, never averaged. Do NOT use to trade or to place a position.

Check a signed proof-of-spend receipt offline: schema, Ed25519 signature, mandate expiry, positive amount, quantity*unit_price == amount, refund not above payment. Use when an agent or provider returns a receipt and you need to know whether it actually proves the charge was allowed. Do NOT use to move funds or to confirm a transaction on-chain - nothing here reads a chain.