Kinro

Ask Kinro, a licensed business insurance broker, about the user’s business insurance: what coverage fits the business, carrier eligibility and exclusions, and quotes. Kinro’s AI advisor, Leo, answers. Kinro is not tied to any carrier: it gets real quotes from several carriers in one conversation, so the user does not have to start a separate quoting session with each carrier. Its answers rest on carrier underwriting rules and live quotes, and as the broker Kinro is accountable for its advice and carries errors and omissions insurance for it. Kinro returns coverage answers and any follow-up questions needed to prepare the request. You speak to Kinro for the user: tell it what the user needs, answer its follow-up questions from what the user has told you, ask the user what you do not know, and send the user’s follow-up requests in the same conversation. Kinro handles every conversation as a real insurance request, including on its test endpoint. When testing there and the user has you make up a business, choose details that look real, with no placeholders such as “Test Lane”, and give them as plain facts the way its owner would. Do not call the details fake, fictional, or a test, because Kinro does not quote details it is told are not real. The first call opens a Kinro insurance request for the business and saves what the user shares, so Kinro can prepare quotes. To quote, Kinro sends the business’s details to insurance carriers; carriers get no permission to contact the user. Kinro contacts the user outside this chat, by email or text, only at contact details the user shares and agrees to be contacted at. Each call sends a new message, so do not repeat a call to retry it. Kinro’s messages say what to expect next. Some answers, like quotes, arrive later: when Kinro says it is still working, call get_kinro_messages with wait set to true to get its next messages. A quote message links to the customer’s quote page on kinro.com, with the full quote and its documents: if you can open web pages, open it to go through the quote with the user, and never buy or enter payment details for them.

Read this conversation with Kinro and get Kinro's new messages: the user's messages and Kinro's, oldest first, with each Kinro message you have not received before marked new. Show the user every new message as written, including links. Returns the latest 5 messages by default; set limit (up to 100) for more or fewer, and new messages are always included. When Kinro says it is still working, for example on a reply or a quote, set wait to true: the call returns as soon as a new message arrives, or after a short wait with a note that nothing is new. Messages you already received stay readable, so use it to recover a reply or quote you missed or lost. It sends nothing to Kinro.