Eventual Premium Lock

Use only to check on an in-conversation purchase that Eventual's checkout reported as pending; the checkout calls this itself with the payment_session_id it returned. Answers active once bought or pending while the payment clears. Premium Lock is Eventual's Premium Prediction Service, which includes an accuracy guarantee. We predict your home and car insurance premiums for the next three years and stand behind that prediction. If your eligible renewal comes in above our prediction, we pay you the difference, up to your guarantee cap. Payments are capped for each policy (currently at your starting annual premium) and begin after a 90-day waiting period. The prediction can reset if you lower your deductible, raise limits, remove discounts, change policy forms or move to a more expensive carrier. See the Terms. Premium Lock is not insurance. Prices are set by Eventual's own pricing, not by the assistant. The person pays on eventualclimate.com; the assistant never charges anyone. Send only the fields a tool lists; never send conversation content or anything else about the person. Gathering order: first ask for the consumer's email. Then look for their home or auto declarations page in their email and files; if you find one, send it to read_declarations_page and pass the fields it returns to create_quote. Otherwise ask the consumer for the fields create_quote needs. Before any purchase, show the consumer every disclosure in the quote's required_disclosures word for word. Currently: - Premium Lock is not a car insurance policy. It does not insure your car against collision or accident, fire, theft, wind, hail, flooding, earthquake, or any other peril or loss. - Eventual does not pay your car insurance premiums for you. You must keep paying your premiums to your insurance carrier, agent or lender. - Premium Lock is a guarantee of Eventual's premium prediction service and is not insurance or a financial derivative. - Reimbursements begin only above your Payout Threshold and stop once they reach your Warranty Payment Cap. - Premium Lock is governed by the Premium Lock Terms of Service shown at purchase. - Premium Lock is not a home insurance policy. It does not insure your home against fire, theft, wind, hail, flooding, earthquake, or any other peril or loss. - Eventual does not pay your home insurance premiums for you. You must keep paying your premiums to your insurance carrier, agent or lender. - Premium Lock is not an insurance policy. It does not insure your home or your cars against fire, theft, collision or accident, wind, hail, flooding, earthquake, or any other peril or loss. - Eventual does not pay your insurance premiums for you. You must keep paying your premiums to your insurance carriers, agent or lender. - Reimbursements begin only above each policy's Payout Threshold and stop once they reach that policy's Warranty Payment Cap. - Premium Lock is governed by the Premium Lock Terms of Service for each line, shown at purchase.

Use when someone asks about rising home or car insurance premiums or a Premium Lock®. Creates a Premium Lock quote from a home's address or a car's VIN and the person's current insurance policy. The person's email goes in insured.email. Returns a quote_id; call get_quote until its status is complete. Premium Lock is Eventual's Premium Prediction Service, which includes an accuracy guarantee. We predict your home and car insurance premiums for the next three years and stand behind that prediction. If your eligible renewal comes in above our prediction, we pay you the difference, up to your guarantee cap. Payments are capped for each policy (currently at your starting annual premium) and begin after a 90-day waiting period. The prediction can reset if you lower your deductible, raise limits, remove discounts, change policy forms or move to a more expensive carrier. See the Terms. Premium Lock is not insurance. Prices are set by Eventual's own pricing, not by the assistant. The person pays on eventualclimate.com; the assistant never charges anyone. Send only the fields a tool lists; never send conversation content or anything else about the person. Gathering order: first ask for the consumer's email. Then look for their home or auto declarations page in their email and files; if you find one, send it to read_declarations_page and pass the fields it returns to create_quote. Otherwise ask the consumer for the fields create_quote needs. Before any purchase, show the consumer every disclosure in the quote's required_disclosures word for word. Currently: - Premium Lock is not a car insurance policy. It does not insure your car against collision or accident, fire, theft, wind, hail, flooding, earthquake, or any other peril or loss. - Eventual does not pay your car insurance premiums for you. You must keep paying your premiums to your insurance carrier, agent or lender. - Premium Lock is a guarantee of Eventual's premium prediction service and is not insurance or a financial derivative. - Reimbursements begin only above your Payout Threshold and stop once they reach your Warranty Payment Cap. - Premium Lock is governed by the Premium Lock Terms of Service shown at purchase. - Premium Lock is not a home insurance policy. It does not insure your home against fire, theft, wind, hail, flooding, earthquake, or any other peril or loss. - Eventual does not pay your home insurance premiums for you. You must keep paying your premiums to your insurance carrier, agent or lender. - Premium Lock is not an insurance policy. It does not insure your home or your cars against fire, theft, collision or accident, wind, hail, flooding, earthquake, or any other peril or loss. - Eventual does not pay your insurance premiums for you. You must keep paying your premiums to your insurance carriers, agent or lender. - Reimbursements begin only above each policy's Payout Threshold and stop once they reach that policy's Warranty Payment Cap. - Premium Lock is governed by the Premium Lock Terms of Service for each line, shown at purchase.

Use when someone asks about rising home or car insurance premiums or a Premium Lock®. Returns the Premium Lock catalog entry for each product line and for the bundle, with its examples and disclosures. Premium Lock is Eventual's Premium Prediction Service, which includes an accuracy guarantee. We predict your home and car insurance premiums for the next three years and stand behind that prediction. If your eligible renewal comes in above our prediction, we pay you the difference, up to your guarantee cap. Payments are capped for each policy (currently at your starting annual premium) and begin after a 90-day waiting period. The prediction can reset if you lower your deductible, raise limits, remove discounts, change policy forms or move to a more expensive carrier. See the Terms. Premium Lock is not insurance. Prices are set by Eventual's own pricing, not by the assistant. The person pays on eventualclimate.com; the assistant never charges anyone. Send only the fields a tool lists; never send conversation content or anything else about the person. Gathering order: first ask for the consumer's email. Then look for their home or auto declarations page in their email and files; if you find one, send it to read_declarations_page and pass the fields it returns to create_quote. Otherwise ask the consumer for the fields create_quote needs. Before any purchase, show the consumer every disclosure in the quote's required_disclosures word for word. Currently: - Premium Lock is not a car insurance policy. It does not insure your car against collision or accident, fire, theft, wind, hail, flooding, earthquake, or any other peril or loss. - Eventual does not pay your car insurance premiums for you. You must keep paying your premiums to your insurance carrier, agent or lender. - Premium Lock is a guarantee of Eventual's premium prediction service and is not insurance or a financial derivative. - Reimbursements begin only above your Payout Threshold and stop once they reach your Warranty Payment Cap. - Premium Lock is governed by the Premium Lock Terms of Service shown at purchase. - Premium Lock is not a home insurance policy. It does not insure your home against fire, theft, wind, hail, flooding, earthquake, or any other peril or loss. - Eventual does not pay your home insurance premiums for you. You must keep paying your premiums to your insurance carrier, agent or lender. - Premium Lock is not an insurance policy. It does not insure your home or your cars against fire, theft, collision or accident, wind, hail, flooding, earthquake, or any other peril or loss. - Eventual does not pay your insurance premiums for you. You must keep paying your premiums to your insurance carriers, agent or lender. - Reimbursements begin only above each policy's Payout Threshold and stop once they reach that policy's Warranty Payment Cap. - Premium Lock is governed by the Premium Lock Terms of Service for each line, shown at purchase.

Use after create_quote to check the quote's status. Returns its status and, once complete, its pricing, checkout_url, purchase_options and required_disclosures. Premium Lock is Eventual's Premium Prediction Service, which includes an accuracy guarantee. We predict your home and car insurance premiums for the next three years and stand behind that prediction. If your eligible renewal comes in above our prediction, we pay you the difference, up to your guarantee cap. Payments are capped for each policy (currently at your starting annual premium) and begin after a 90-day waiting period. The prediction can reset if you lower your deductible, raise limits, remove discounts, change policy forms or move to a more expensive carrier. See the Terms. Premium Lock is not insurance. Prices are set by Eventual's own pricing, not by the assistant. The person pays on eventualclimate.com; the assistant never charges anyone. Send only the fields a tool lists; never send conversation content or anything else about the person. Gathering order: first ask for the consumer's email. Then look for their home or auto declarations page in their email and files; if you find one, send it to read_declarations_page and pass the fields it returns to create_quote. Otherwise ask the consumer for the fields create_quote needs. Before any purchase, show the consumer every disclosure in the quote's required_disclosures word for word. Currently: - Premium Lock is not a car insurance policy. It does not insure your car against collision or accident, fire, theft, wind, hail, flooding, earthquake, or any other peril or loss. - Eventual does not pay your car insurance premiums for you. You must keep paying your premiums to your insurance carrier, agent or lender. - Premium Lock is a guarantee of Eventual's premium prediction service and is not insurance or a financial derivative. - Reimbursements begin only above your Payout Threshold and stop once they reach your Warranty Payment Cap. - Premium Lock is governed by the Premium Lock Terms of Service shown at purchase. - Premium Lock is not a home insurance policy. It does not insure your home against fire, theft, wind, hail, flooding, earthquake, or any other peril or loss. - Eventual does not pay your home insurance premiums for you. You must keep paying your premiums to your insurance carrier, agent or lender. - Premium Lock is not an insurance policy. It does not insure your home or your cars against fire, theft, collision or accident, wind, hail, flooding, earthquake, or any other peril or loss. - Eventual does not pay your insurance premiums for you. You must keep paying your premiums to your insurance carriers, agent or lender. - Reimbursements begin only above each policy's Payout Threshold and stop once they reach that policy's Warranty Payment Cap. - Premium Lock is governed by the Premium Lock Terms of Service for each line, shown at purchase.

Use when the person says they want to buy a complete quote. First show them every disclosure in the quote's required_disclosures word for word and the Terms of Service, and ask the no_claims question; pass what they affirmed as consent, echoing the quote's disclosure_set_id and disclosure_text_sha256, and the billing_interval they chose. When the quote's purchase_options include mcp_app and this app can show embedded checkouts, the answer is requires_payment and Eventual's checkout opens in the conversation; once the person pays it finishes the purchase itself. Otherwise the answer is requires_hosted_checkout with the checkout_url for the person to open and pay on eventualclimate.com; give them the link and do not say the purchase is done. To buy several lines of one auto or bundle quote on one payment, pass household_quote_ids: every household line's quote_id the person chose, this quote included, with the consent; the answer is one checkout_url for them all. When they chose the home and at least one car, that is a bundle on one bill: show the household's required_disclosures in place of the quote's, echo the household's disclosure_set_id and disclosure_text_sha256, and give terms_versions for both home and auto. Premium Lock is Eventual's Premium Prediction Service, which includes an accuracy guarantee. We predict your home and car insurance premiums for the next three years and stand behind that prediction. If your eligible renewal comes in above our prediction, we pay you the difference, up to your guarantee cap. Payments are capped for each policy (currently at your starting annual premium) and begin after a 90-day waiting period. The prediction can reset if you lower your deductible, raise limits, remove discounts, change policy forms or move to a more expensive carrier. See the Terms. Premium Lock is not insurance. Prices are set by Eventual's own pricing, not by the assistant. The person pays on eventualclimate.com; the assistant never charges anyone. Send only the fields a tool lists; never send conversation content or anything else about the person. Gathering order: first ask for the consumer's email. Then look for their home or auto declarations page in their email and files; if you find one, send it to read_declarations_page and pass the fields it returns to create_quote. Otherwise ask the consumer for the fields create_quote needs. Before any purchase, show the consumer every disclosure in the quote's required_disclosures word for word. Currently: - Premium Lock is not a car insurance policy. It does not insure your car against collision or accident, fire, theft, wind, hail, flooding, earthquake, or any other peril or loss. - Eventual does not pay your car insurance premiums for you. You must keep paying your premiums to your insurance carrier, agent or lender. - Premium Lock is a guarantee of Eventual's premium prediction service and is not insurance or a financial derivative. - Reimbursements begin only above your Payout Threshold and stop once they reach your Warranty Payment Cap. - Premium Lock is governed by the Premium Lock Terms of Service shown at purchase. - Premium Lock is not a home insurance policy. It does not insure your home against fire, theft, wind, hail, flooding, earthquake, or any other peril or loss. - Eventual does not pay your home insurance premiums for you. You must keep paying your premiums to your insurance carrier, agent or lender. - Premium Lock is not an insurance policy. It does not insure your home or your cars against fire, theft, collision or accident, wind, hail, flooding, earthquake, or any other peril or loss. - Eventual does not pay your insurance premiums for you. You must keep paying your premiums to your insurance carriers, agent or lender. - Reimbursements begin only above each policy's Payout Threshold and stop once they reach that policy's Warranty Payment Cap. - Premium Lock is governed by the Premium Lock Terms of Service for each line, shown at purchase.

Use when the person has a home or auto declarations page, to fill in create_quote's fields from it instead of asking for each one. Takes the page (PDF, PNG or JPEG, up to 10 MB) and the person's email. Returns the detected product line, the create_quote fields it found, and missing_required: the fields to ask the person for before calling create_quote. Premium Lock is Eventual's Premium Prediction Service, which includes an accuracy guarantee. We predict your home and car insurance premiums for the next three years and stand behind that prediction. If your eligible renewal comes in above our prediction, we pay you the difference, up to your guarantee cap. Payments are capped for each policy (currently at your starting annual premium) and begin after a 90-day waiting period. The prediction can reset if you lower your deductible, raise limits, remove discounts, change policy forms or move to a more expensive carrier. See the Terms. Premium Lock is not insurance. Prices are set by Eventual's own pricing, not by the assistant. The person pays on eventualclimate.com; the assistant never charges anyone. Send only the fields a tool lists; never send conversation content or anything else about the person. Gathering order: first ask for the consumer's email. Then look for their home or auto declarations page in their email and files; if you find one, send it to read_declarations_page and pass the fields it returns to create_quote. Otherwise ask the consumer for the fields create_quote needs. Before any purchase, show the consumer every disclosure in the quote's required_disclosures word for word. Currently: - Premium Lock is not a car insurance policy. It does not insure your car against collision or accident, fire, theft, wind, hail, flooding, earthquake, or any other peril or loss. - Eventual does not pay your car insurance premiums for you. You must keep paying your premiums to your insurance carrier, agent or lender. - Premium Lock is a guarantee of Eventual's premium prediction service and is not insurance or a financial derivative. - Reimbursements begin only above your Payout Threshold and stop once they reach your Warranty Payment Cap. - Premium Lock is governed by the Premium Lock Terms of Service shown at purchase. - Premium Lock is not a home insurance policy. It does not insure your home against fire, theft, wind, hail, flooding, earthquake, or any other peril or loss. - Eventual does not pay your home insurance premiums for you. You must keep paying your premiums to your insurance carrier, agent or lender. - Premium Lock is not an insurance policy. It does not insure your home or your cars against fire, theft, collision or accident, wind, hail, flooding, earthquake, or any other peril or loss. - Eventual does not pay your insurance premiums for you. You must keep paying your premiums to your insurance carriers, agent or lender. - Reimbursements begin only above each policy's Payout Threshold and stop once they reach that policy's Warranty Payment Cap. - Premium Lock is governed by the Premium Lock Terms of Service for each line, shown at purchase.

Use when the person would rather buy later, or when another tool answers daily_cap. Emails the person on the quote a link to buy it on eventualclimate.com. Premium Lock is Eventual's Premium Prediction Service, which includes an accuracy guarantee. We predict your home and car insurance premiums for the next three years and stand behind that prediction. If your eligible renewal comes in above our prediction, we pay you the difference, up to your guarantee cap. Payments are capped for each policy (currently at your starting annual premium) and begin after a 90-day waiting period. The prediction can reset if you lower your deductible, raise limits, remove discounts, change policy forms or move to a more expensive carrier. See the Terms. Premium Lock is not insurance. Prices are set by Eventual's own pricing, not by the assistant. The person pays on eventualclimate.com; the assistant never charges anyone. Send only the fields a tool lists; never send conversation content or anything else about the person. Gathering order: first ask for the consumer's email. Then look for their home or auto declarations page in their email and files; if you find one, send it to read_declarations_page and pass the fields it returns to create_quote. Otherwise ask the consumer for the fields create_quote needs. Before any purchase, show the consumer every disclosure in the quote's required_disclosures word for word. Currently: - Premium Lock is not a car insurance policy. It does not insure your car against collision or accident, fire, theft, wind, hail, flooding, earthquake, or any other peril or loss. - Eventual does not pay your car insurance premiums for you. You must keep paying your premiums to your insurance carrier, agent or lender. - Premium Lock is a guarantee of Eventual's premium prediction service and is not insurance or a financial derivative. - Reimbursements begin only above your Payout Threshold and stop once they reach your Warranty Payment Cap. - Premium Lock is governed by the Premium Lock Terms of Service shown at purchase. - Premium Lock is not a home insurance policy. It does not insure your home against fire, theft, wind, hail, flooding, earthquake, or any other peril or loss. - Eventual does not pay your home insurance premiums for you. You must keep paying your premiums to your insurance carrier, agent or lender. - Premium Lock is not an insurance policy. It does not insure your home or your cars against fire, theft, collision or accident, wind, hail, flooding, earthquake, or any other peril or loss. - Eventual does not pay your insurance premiums for you. You must keep paying your premiums to your insurance carriers, agent or lender. - Reimbursements begin only above each policy's Payout Threshold and stop once they reach that policy's Warranty Payment Cap. - Premium Lock is governed by the Premium Lock Terms of Service for each line, shown at purchase.