FundingTracker

What FundingTracker.app is, who it is for, what it tracks, how bank data and contracts are handled, and links to its key public pages.

Convert a merchant cash advance factor rate into total payback, cost of capital, payment size, number of payments and effective APR. Daily payments are business days (21 per month, 252 per year); weekly is 4.33 per month. APR discounts each payment to present value, the same formula as the FundingTracker MCA calculator.

Compare the signed-in user's open deals side by side: factor rate, cost of capital and cost per dollar, remaining balance, percent paid, payment and its weekly equivalent, and projected and agreement payoff dates, with which deal has the highest factor rate, the largest weekly payment and the largest balance. Requires signing in to FundingTracker.

Estimate the remaining balance, payments left and projected payoff date of a merchant cash advance from the advance amount, factor rate, amount already paid and the daily or weekly payment. Remaining balance = total payback - amount paid; daily payments skip weekends.

Get one funder's public profile from the FundingTracker directory by slug: financing type, description, website, its listed facts (type, max deal, payment schedules, ISO brokers, states), average merchant rating, review count and the most recent public reviews.

Return the full text of one FundingTracker MCA guide as markdown, with its canonical URL, key takeaways, sections, checklist and FAQs.

Get one of the signed-in user's deals by id (from list_my_deals): its contract terms, balance, projected payoff and recent recorded payments, including bank debits matched to it. Requires signing in to FundingTracker.

Get the signed-in user's latest FundingTracker insight: the one-sentence summary and points shown at the top of their dashboard (debits to review, missed debits, pace against the agreement, what is coming, cost), written from their own records. Requires signing in to FundingTracker.

List the debits expected over the next days (30 by default) across the signed-in user's open advances, by date and by advance, estimated from the payment terms recorded in FundingTracker: the same schedule as the dashboard calendar. Requires signing in to FundingTracker.

List the alerts FundingTracker recently sent the signed-in user, such as missed payments, extra or unexpected debits, upcoming payment reminders and payoff milestones, newest first. Requires signing in to FundingTracker.

List recent funder debits from the signed-in user's connected bank feed, newest first: debits matched to an advance and debits that look like a funder's pull but wait for the user's review (including extra pulls and pulls after payoff), with the last bank sync. Requires signing in to FundingTracker.

List the signed-in user's deals in FundingTracker (merchant cash advances, loans, lines of credit): funder, financing type, amounts, amount paid, remaining balance, payment amount and frequency, and projected payoff date. Requires signing in to FundingTracker.

Measure how heavy an MCA payment is against average daily revenue: daily-equivalent payment, % of daily revenue, weekly and monthly outflow, and a risk level (high at 30%+, medium at 15%+, otherwise low).

Ask FundingTracker to list a funding company (direct funder, ISO/broker or other) in its public funder directory, or to update the facts of a company already listed: max deal, payment schedules, whether it works with ISO brokers, and states served. No sign-in needed; use it only for a company the user represents. FundingTracker emails a confirmation link to contact_email, which should be at the company website's domain (another domain gets a closer review). Nothing is published until that link is opened and FundingTracker approves the listing. Returns the request status, e.g. waiting for email confirmation. One open request per website; rate-limited.

Search FundingTracker's public directory of merchant cash advance and business financing providers by name, description or financing type (e.g. MCA, Term Loan, SBA Loan, Line of Credit). Filter by min_max_deal (largest deal at least this many USD), payments (daily, weekly or monthly) and works_with_isos. Returns each funder's slug, profile link, merchant review rating and its listed facts: type (direct funder or broker), max deal, payment schedules, ISO brokers and states.

Search FundingTracker's merchant cash advance guides (payment tracking, remaining balance, factor rates, daily ACH debits, stacking, consolidation, contract review). Returns titles, short answers and links; call get_mca_guide for the full text.